COVID-19 Insurance Online

Simple to buy at an affordable price. Be safe and worry-free!

Protect yourself and loved ones from COVID-19, so you can focus on recovery and get back to living your life.

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covid-19 online insurance with Roojai.com

CORONAVIRUS (COVID-19) Insurance

Choose your Coronavirus treatment insurance plan

roojai covid insurance

฿1,194/year

  • If you suffer from coma, severe brain injury, nervous system damage, terminal illness caused by COVID-19
    ฿100,000*
  • Medical expenses (in-patient) for COVID-19
    up to ฿50,000**
  • Medical expenses (out-patient) for COVID-19
    up to ฿5,000**
  • Additional Personal Accident coverage not related to COVID-19 for permanent disability, loss of organs, loss of sight and death
    up to ฿100,000
Choose this plan

Caring

roojai covid insurance

฿2,179/year

  • If you suffer from coma, severe brain injury, nervous system damage, terminal illness caused by COVID-19
    ฿300,000*
  • Medical expenses (in-patient) for COVID-19
    up to ฿100,000**
  • Medical expenses (out-patient) for COVID-19
    up to ฿10,000**
  • Additional Personal Accident coverage not related to COVID-19 for permanent disability, loss of organs, loss of sight and death
    up to ฿100,000
Choose this plan
Corona treatment insurance from Roojai.com

*A serious illness that has no cure which get diagnosed from the Physician that will cause the conditions of Coma or Severe Chronic Obstructive Pulmonary Disease or End-stage Lung disease.
Coverage 100,000 - 300,000 Baht (depending on the plan)

**Medical expenses from Coronavirus disease 2019 (COVID-19) for In-patients, maximum coverage of 50,000 – 100,000 Baht. For Out-patients, maximum coverage of 5,000 - 10,000 Baht. (depending on the plan)

coronavirus insurance coverage from Roojai.com
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Terms and Conditions for COVID-19 insurance
  1. Age of the Insured can be 1 - 99 years old.
  2. Purchase is limited to 1 policy per person.
  3. The Insured must reside in Thailand (In case of a foreigner, he/she must have a passport and work permit or have resided in Thailand for more than 6 months.)
  4. You are able to cancel within 30 days (TELEMARKETING) and within 15 days (Electronic channels (Online)) from the date you receive the policy (Freelook Period).
  5. You should always study the details of coverage and conditions before deciding to buy insurance.
  6. The company provides a grace period for premium payment of 30 days from the due date.
What is NOT covered
  1. Pre-existing condition.
  2. Waiting period of 14 days.

FAQ

Which is the insurance company underwriting this policy?

Krungthai Panich Insurance Public Company Limited.

Which are the available plans and coverage?

Saving Plan: Premium 1,194 baht / person / year

Sum insured:

  • If you suffer from coma, severe brain injury, nervous system damage, terminal illness caused by COVID-19 ฿100,000
  • Medical expenses (in-patient) for COVID-19 up to ฿50,000
  • Medical expenses (out-patient) for COVID-19 up to ฿5,000
  • Additional Personal Accident coverage not related to COVID-19 for permanent disability, loss of organs, loss of sight and death up to ฿100,000

Caring Plan: Premium 2,179 baht / person / year

Sum insured:

  • If you suffer from coma, severe brain injury, nervous system damage, terminal illness caused by COVID-19 ฿300,000
  • Medical expenses (in-patient) for COVID-19 up to ฿100,000
  • Medical expenses (out-patient) for COVID-19 up to ฿10,000
  • Additional Personal Accident coverage not related to COVID-19 for permanent disability, loss of organs, loss of sight and death up to ฿100,000

Who will not be covered by this policy?

The Policy does not cover any losses or damages resulting from pre-existing conditions.

How old must the insured be?

1 - 99 years old on the date of the application.

What is the Coronavirus disease (Coronavirus (COVID-2019))?

Extract from the World Health Organization (WHO):

“Coronavirus disease (COVID-19) is an infectious disease caused by a newly discovered coronavirus.

Most people infected with the COVID-19 virus will experience mild to moderate respiratory illness and recover without requiring special treatment. Older people, and those with underlying medical problems like cardiovascular disease, diabetes, chronic respiratory disease, and cancer are more likely to develop serious illness.

The best way to prevent and slow down transmission is to be well informed about the COVID-19 virus, the disease it causes and how it spreads. Protect yourself and others from infection by washing your hands or using an alcohol based rub frequently and not touching your face.

The COVID-19 virus spreads primarily through droplets of saliva or discharge from the nose when an infected person coughs or sneezes, so it’s important that you also practice respiratory etiquette (for example, by coughing into a flexed elbow).”

What is covered for terminal illness caused by COVID-19?

It is agreed that, during the period in which this insurance policy becomes effective if the Insured gets diagnosed by a Physician or specialist with Coronavirus disease 2019 (COVID-19) for the first time and causing the coma and/or Severe Chronic Obstructive Pulmonary Disease or End-stage Lung disease as described in the definition, the Company shall pay compensation in case the Insured suffers from Terminal Illness with Coronavirus disease 2019 (COVID-19) based on the sum insured as specified in the Schedule and/or in renewal warranty.

The Diagnosis must be in accordance with additional definitions of Diagnosis and Diagnosis Date.

However, if the Insured suffers from Terminal Illness with Coronavirus disease 2019 (COVID-19) more than one condition, the Company will pay benefits for only one condition.

Does this policy cover medical staff?

Yes, if it does not fall under the prohibited conditions. This policy will not cover those who are already infected or suspected of having the Coronavirus (COVID-2019) before the policy start date, and no medical treatment was done. We might check previous medical history records.

Does this policy cover people with disabilities?

Yes, if it does not fall under the prohibited conditions. This policy will not cover those who are already infected or suspected of having the Coronavirus (COVID-2019) before the policy start date, and no medical treatment was done. We might check previous medical history records.

What is the waiting period?

There will be a waiting period of 14 days. A waiting period is the amount of time an insured must wait before some or all of their coverage comes into effect. The insured may not receive benefits for claims filed during the waiting period.

How to buy online?

  1. Read the details of the plan of your choice.
  2. Fill out the form, including start date, and beneficiary.
  3. Pay online payment and wait for the payment confirmation email.

Which payment methods are available?

You can pay online via credit or debit card.

How to know that the insurance process has been completed?

After the payment, we will send a payment confirmation email and SMS with the transaction reference number. The policy will be active from your start date. After a few days, you will receive the policy documents from us.

When will the insured get their insurance policy documents?

Roojai will send you the policy via email and mail. Considering the vast volume of COVID-19 policies being requested, there might be some delays in the document processing. Be assured that your policy will be valid from the start date you selected.

Can the insured buy multiple policies?

Not for the same person. Covid-19 insurance is limited to 1 policy per beneficiary. One person cannot be covered from more than 1 million baht for critical illness, and not over 200,000 baht for medical expenses.

Does this policy cover people with diabetes and high blood pressure?

Yes, if it does not fall under the prohibited conditions. This policy will not cover those who are already infected or suspected of having the Coronavirus (COVID-2019) before the policy start date, and no medical treatment was done. We might check previous medical history records.

What if the insured provides false information?

Concealing any facts or making false statements will result in this insurance contract being voidable, which may cause the Insurer to deny its liability under the insurance contract under section 865 of the Civil and Commercial Code

Who are the beneficiaries of the insurance policy?

The insured can specify the beneficiary. In the event of the Insured's death, the Company shall pay for the beneficiary named in the Schedule and/or in renewal warranty.

How to claim for critical illness caused by COVID-19?

The Insured, beneficiary, or representative of such person, depending on circumstances, must submit the following documents or evidence at their own expense to the Company within 30 days from the date of getting out from Hospital or Medical Facility.

  1. The Company’s completed claim form
  2. Medical reports that identify symptoms, the results of Diagnosis and medical treatment
  3. A copy of ID card of the Insured
  4. Other documents requested by the Company as necessary (if any)

Delay in such submission shall not result in rejection of liability by the Company.

What is the coverage of medical expenses COVID-19?

If the Insured gets diagnosed with Coronavirus disease 2019 (COVID-19) for the first time and needs to be admitted either as an in-patient or out-patient in a Hospital or Medical Facility to receive medical treatment needed with medical standards, the Company shall pay compensation based on the actual amount the Insured paid,not exceeding the sum insured as specified in the Schedule.

How to claim Medical Expenses from COVID-19?

The Insured, beneficiary, or representative of such person, depending on circumstances, must submit the following documents or evidence at their own expense to the Company within 30 days from the date of getting out from Hospital or Medical Facility.

  1. The Company’s completed claim form
  2. Medical reports that identify symptoms, the results of Diagnosis and medical treatment
  3. A copy of ID card of the Insured
  4. Original receipt showing expenses or summary statement with receipt
  5. Other documents requested by the Company as necessary (if any)

How to contact us?

Customer service 02 582 8855