What is different between each type of car insurance coverage?

What is different of car insurance by Roojai.com

Car insurance coverage

Coverage details Type 1 Type 2+ Type 3+ Type 2 Type 3
Own damages – collision without a third party Own damages – collision without a third party
Own damages – collision with a third party Own damages – collision with a third party
Damages to the windscreen Damages to the windscreen
Towing service Towing service
Theft Theft
Fire Fire
Natural disaster, including flood Natural disaster, including flood
Liability for third party property damages Liability for third party property damages
Liability for third party bodily injuries and loss of life Liability for third party bodily injuries and loss of life
Medical expenses Medical expenses
Personal accident coverage Personal accident coverage
Bail bond coverage Bail bond coverage

Remark: The company will compensate for damages to the vehicle during the insurance period as a result of natural hazards only floods. Damage caused by other natural hazards is not covered.