Motorbike Insurance Type 3+

Get your Big Bike insurance quote online! Type 3+ comprehensive motorcycle insurance in Thailand. Insurance coverage for 3rd party liability & more

Details of Comprehensive Motorcycle Insurance Type 3+

Damage to the Motorcycle Body

Damage to vehicles - Collisions with land vehicles.

Own damages – collision with third-party

The company will compensate for damages to the vehicle including specified additional accessories, equipment and any fixtures during the insurance period caused by collision with third-party.
Limits of liability : maximum ฿ 100,000 per occurrence.

Damage to the car

Own damages – collision with no third-party vehicle involved

Limits of liability : not covered

Third-party liability coverage

Third Party Liability

Third Party Property Damage Liability

The company will compensate for damages to the third-party property which the insured is legally liable for Limits of liability : maximum ฿ 600,000 baht per occurrence.

Third Party Liability for Injury or Death

Third Party Liability for Injury or Death

The company will compensate for damages to health, body, or loss of life of third party caused by the insured vehicle during the insurance period.
Limits of liability : maximum of ฿ 300,000 per person up to ฿ 10 million per occurrence.

Additional coverage

Medical fee

Medical expenses

The company will pay actual and reasonable medical expenses, surgical expenses and hospital service expenses for any covered person who sustains bodily injuries caused by an accident while in, or entering into and exiting from the vehicle.
Limits of liability : maximum of ฿ 50,000 per person.

Personal Accident Insurance

Personal accident coverage

The company will pay compensation for loss or bodily injuries of the insured person(s) caused by loss of life, loss of a hand, loss of a foot, loss of vision, permanent disability, and temporary disability. The company will compensate following the amount of indemnity stated in the Policy Schedule.
Limits of liability : maximum of ฿ 50,000 per person.

Driver insurance

Bail bond coverage

The company will bail out the insured or the driver with the consent of the insured in the event of the vehicle causing bodily injuries or death to third-party, and the police investigator detains the insured or the driver for pending proceedings.
Limits of liability : as stated in the policy schedule.

Motorcycle Insurance Coverage

Excess

If you make an insurance claim where you are at fault (or no third-party is involved), you pay for your motorcycle repair costs up to the selected excess amount. The insurance company will pay for your vehicle’s repair costs above the amount of the excess.

If you make an insurance claim where you are not at fault, the excess will not apply.

Here are some examples to show how your insurance policy excess works:

  • You purchase an insurance policy with an excess of ฿ 2,000.
  • You make an at-fault claim and it costs ฿ 22,000 to repair your vehicle. You pay ฿ 2,000 and the insurance company pays the rest (฿ 20,000).
  • You make an insurance claim that does not involve a third-party and it costs ฿ 1,500 to repair your vehicle. You pay this repair cost yourself since the total repair cost is less than your excess amount of ฿ 2,000. The insurance company will not pay this cost for you.
  • You make an insurance claim involving a third-party where the third-party was at fault and it costs ฿ 40,000 to repair your vehicle. Your excess does not apply since you were not at fault. The insurance company pays for all your motorcycle repair costs (฿ 40,000). You do not pay for anything.
installment 10 months

Q & A

How does Roojai.com offer low insurance premiums for motorcycle insurance type 3+?

We guarantee that Roojai.com offers you the best price. You can pay in 10 instalments by debit or credit card and enjoy special gifts and shopping vouchers from us.

How can I buy motorcycle insurance type 3+ with Roojai.com?

How can I buy motorcycle insurance type 3+ with Roojai.com? You can visit Roojai.com and click on “Motorbike Insurance” to start the process. It will take you a couple of minutes to answer a few questions, to see a customized insurance plan. We always show the best value for money plan first (best insurance coverage at the lowest price). If our chosen plan doesn’t fit you, you can further customize it by changing the options. When you are ready, make a payment by debit or credit card, transferring money by internet banking or using PromptPay. After payment, you will receive an SMS and email confirmation. The staff will inform you of the insurance policy details and confirm once again.

Motorcycle insurance type 3+ repairs

You can bring vehicles to the preferred garages by LMG Insurance.

You can find the list of our preferred garage here

Promotions and discounts for Roojai.com motorcycle insurance type 3+

10 monthly instalments by debit or credit card without blocking the credit limit Get Roojai Rewards and redeem shopping, petrol, restaurant vouchers and much more by sharing your experience