How does Roojai.com qualify drivers for lower premiums?
The main driver must have at least 2 years of driving experience and between the age of 20-70.
We choose to provide coverage only to people with driving experience to keep our premium low.
In addition to the main driver, you can also add up to 3 other drivers, all of whom are required to have a valid driver’s license.
The policy holder identifies the main driver(s). Selecting drivers older than 30 years will provide the most cost-effective coverage and lower your premium.
Driving history,The driver must not have been arrested or have his/her driver license revoked in the past 5 years.
Roojai.com does not provide coverage for drivers who have been revoked their driver license or jailed because of drunk driving or speeding.
Vehicle usage and car registration,The vehicle must be registered in Thailand and not used for commercial or rentalpurposes.
Commercial and rental vehicles have higher risk of accident because they are used more frequently. The average annual mileage of such vehicles is usually much higher than that of personal ones.. So we decided not to cover these type of vehicles to maintain lower prices for our customers.